Privacy Policy – IOU Solutions

IOU Solutions (“we”, “us”, “our”) is committed to protecting and respecting your privacy. This
Privacy Policy explains how we collect, use, share, and protect your personal data in accordance
with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Who We Are

IOU Solutions
Address: 64 Kirkintilloch Road, Glasgow, G64 2AH
ICO Registration Number: ZCO73308
Important – Non-Advice Status
IOU Solutions is not authorised or regulated to provide debt advice. We do not provide financial or
debt advice. Our role is limited to introducing customers to regulated companies who are authorised
to provide advice and debt solutions.

2. The Personal Data We Collect
We may collect and process the following types of personal data:
- Full name
- Contact details (telephone number, email address, postal address)
- Basic financial and debt-related information (high-level only)
- Information provided via forms or telephone calls
- Marketing and communication preferences

3. Consent, Screening, and Opt-In
All personal data processed by IOU Solutions is screened for relevance and compliance and
collected on an opt-in basis via online forms and/or verbal consent during recorded telephone calls.
Verbal consent is clearly explained, confirmed, and recorded. We only contact individuals who have
knowingly and expressly opted in.

4. How We Obtain Your Data
We obtain data directly from you or from third-party data suppliers including Bridge Point Media
(Company No. 16208281, 1 Pye Road, Wirral, England, CH60 0DB). All supplied data is confirmed
as lawfully obtained with appropriate opt-in consent.

5. How We Use Your Data
We use your data to contact you regarding enquiries, confirm consent, assess suitability for referral,
introduce you to regulated providers with consent, maintain records, and meet legal obligations.

6. Sharing Your Data
As a non-advice introducer, we may share your data with regulated third parties, including Assure
Insolvency, so they can provide debt advice. We do not sell your data.

7. Lawful Basis for Processing
Consent, legitimate interests, and legal obligations.

8. Data Storage and Security
Appropriate technical and organisational measures are in place. Data is retained only as long as
necessary.

9. Your Data Protection Rights
You may access, correct, erase, restrict processing, withdraw consent, or complain to the ICO
(www.ico.org.uk).

10. Marketing Communications
Marketing is sent only where explicit opt-in consent exists. You may opt out at any time.

11. Changes to This Policy
This policy may be updated periodically and published accordingly.

12. Contact Us
IOU Solutions
64 Kirkintilloch Road, Glasgow, G64 2AH
Email: kenny@iousolutions.co.site
ICO Registration Number: ZCO73308